Credit Repair

Credit Improvement is Not Just For People With "Bad Credit"

We understand that sometimes bad things happen to good people, and we do not want to see challenges from your past make it difficult for you to get the home of your dreams. This is why we have teamed up with Credit Expert, LLC., a professional company that focuses on helping you rebuild your credit file so that you can get the home that you deserve.

Did you know that in many cases, raising your credit score by 15 to 20 points can save you thousands of dollars in interest payments over the life of your loan? You don’t have to have poor credit scores to benefit from a professional credit enhancement service.

No-Risk Credit Repair

Credit Expert, LLC is a “pay-per-deletion” company. Unlike many other companies where consumers pay a recurring monthly fee regardless the results, here you pay a deletion fee ONLY WHEN we remove negative accounts from your credit reports. If you have no account balance with us there is no payment due!

Credit Repair Experts

Credit Expert, LLC is located in Sioux Falls, South Dakota. We are focused on helping consumers improve their credit, raise their credit scores, and achieve their goals. We began services in January 2008 and we have an A+ Rating with the BBB.

We offer a free credit review where we will review your credit reports to determine what is impacting your credit scores. We will also provide accurate credit advice to help you raise your scores and achieve your future goals.

If you would like to hire us to help you remove qualified negative accounts from your credit reports to help raise your scores, keep in mind that we are a “pay-per-deletion” company. This means that you pay a deletion fee for the accounts we actually remove from your reports. If we remove nothing then no deletion fee is added to your account. The only time you have a monthly payment is when you have an account balance!

Our Vision

To enrich the lives of consumers through quality education, coaching and helping them improve their credit, raise their credit scores, and achieve their goals.

Our Values

Trustworthy – We are honest, reliable, and dependable.

Compassionate – We truly care about our clients.

Understanding – We understand that life happens to all of us.

Non-Judgmental – We are here to help, not to judge.

Our Mission

To provide superior credit education and credit repair services that CUSTOMERS and CLIENTS recommend to their family and friends, and our EMPLOYEES are proud of.

Our People

We hire the most talented people and train them to help you improve your credit and raise your credit scores. We are all committed to helping you achieve your goals!

COVID-19 Response Plan

Centennial Homes, for the protection of our customers, employees, and communities we serve, will continue to monitor the latest news about the COVID-19 coronavirus. We are taking the appropriate steps and preventative measures as outlined by the Centers for Disease Control (CDC) and other health organizations. Some of these measures include, but are not limited to: an increase in disinfecting contact surfaces, eliminating all non-essential travel for staff, limiting meetings, trainings, and large groups of people congregating for any function, and utilizing social distancing as much as possible. We are monitoring anyone for illness and are asking them to remain at home or get tested as needed.  We have also encouraged our employees to take similar measures in their personal lives where warranted.

Our commitment is to maintain these protocols and follow the recommendations of the CDC for as long as is needed. We continually evaluate the information on the virus and will act and make changes accordingly. The current nature of how we operate allows us to remain open for business while following the recommended guidelines. We also are available online at, by phone, or Google search for a Centennial Homes nearest to you.

For current customers, any staff that enters your home to do work will be masked, wear gloves, and will clean and disinfect their work areas, just as precautions. If you happen to be ill and we are scheduled to come to your house, we ask you simply let us know and we will reschedule the work for a future date.

We will focus our decisions on how best to meet our customers’ expectations while ensuring our team member’s safety. We appreciate your understanding of the measures we are currently taking and any we may take in the future as this situation evolves daily.

Thank you,
Chad Evans
President Centennial Homes